" Too Big To Fail" doesn't make sense. If "it" is screwed up, "it" needs to be fixed or discontinued. The easiet way to fix it is to break it up, so the consequences of failure are not significant.
When you hear that term, think or say:
"Too big to fail means that the consequences of failure are too big to endure. So please break it into smaller parts, or fix or dissolve whatever it is you are talking about"
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